PM Surya Ghar vs PM-KUSUM — dealer bolta hai "ek hi solar lagao sab ho jayega"; DISCOM bolta hai galat portal = subsidy reject. 2026 mein zyada kisan ghar ki chhat par bijli bachana chahte hain aur khet mein pump ya open-access plant — dono legal hain jab alag asset, alag meter, alag portal ho.
Yeh farmer guide rooftop Surya Ghar (pmsuryaghar.gov.in) aur farm PM-KUSUM (pmkusum.mnre.gov.in + state nodal) ka farq, subsidy math, aur double-dipping mistakes explain karti hai.
Pehle padho: PM Surya Ghar farmhouse guide · PM-KUSUM pillar · ALMM List-II June 2026.
Ek meter, do subsidy claim = fraud risk. Chhat = domestic consumer number. Tube well / feeder = agricultural / pump connection. Vendor jo pmsuryaghar par pump dikhaye ya PM-KUSUM par ghar ki chhat — usse door raho. ALMM-listed modules + empaneled vendor (Surya Ghar) verify karo.
30-second comparison
| Point | PM Surya Ghar | PM-KUSUM |
|---|---|---|
| Kya lagta hai | Rooftop panels (ghar, farmhouse) | Solar pump, feeder solar, 500 kW–2 MW plant |
| Portal | pmsuryaghar.gov.in | pmkusum.mnre.gov.in + state (UPNEDA, TEDA…) |
| Subsidy style | DBT rooftop (₹30k/kW ≤2kW, ₹78k at 3kW+) | Pump ~60%; Component A no capex subsidy |
| Income | Bill savings + net metering | Pump diesel save / PPA tariff (Component A) |
| Typical size | 1–10 kW | Pump 3–7.5 HP; plant 0.5–2 MW |
PM Surya Ghar — chhat, bijli bill, net metering
Kaun apply kare: Registered domestic electricity consumer — rural home, farmhouse, staff quarter jahan ghar ka meter hai.
Subsidy (indicative 2026):
| Capacity | Central subsidy (current slab) |
|---|---|
| Up to 2 kW | ~₹30,000 per kW |
| 3 kW and above | ₹78,000 fixed |
Process short:
- pmsuryaghar.gov.in — register, DISCOM feasibility
- Empaneled vendor only — quotation portal par
- Install → inspection → redemption → DBT ~15 days (account sahi ho)
Loan: Participating banks ~6.75% rooftop loan — farmhouse rooftop guide mein examples.
ALMM: Modules List-I; June 2026 se kai grid projects List-II cells — cost guide.
Example: 5 kW rooftop, bill ₹3,500/month → post-subsidy capex ~₹1.5–2L (vendor quote par depend) → payback 3–5 year agar DISCOM net metering smooth ho.
PM-KUSUM — khet, pump, open access
Teen components — detail pillar guide:
| Component | Farmer use | Subsidy / income |
|---|---|---|
| A | 500 kW–2 MW plant on farm/barren land, open access / PPA | No capital subsidy — tariff income (~₹2.75–3.50/unit state-wise indicative) |
| B | Standalone solar pump ≤7.5 HP | ~60% (30+30), farmer ~10% |
| C | Grid-connected pump solarisation | Similar subsidy stack; surplus DISCOM ko |
Portal: State nodal + pmkusum.mnre.gov.in — Rajasthan, Maharashtra, Gujarat mein pump numbers already lakhon mein.
Pump example: 5 HP diesel replace — ₹3–4L system → after subsidy farmer pay ~₹1.2–1.6L — 3HP/5HP/7HP cost.
Component A: Substation 5 km radius, 4–5 acre/MW, bank 70% loan possible — paperwork heavy, lekin khet ki zameen par income stream.
Kaunsi scheme kab choose karein?
| Aapka goal | Scheme |
|---|---|
| Ghar / farmhouse bill kam | PM Surya Ghar |
| Khet mein borewell / pump | PM-KUSUM B or C |
| Zameen se bijli bechna (MW) | PM-KUSUM A — Surya Ghar nahi |
| Dairy shed commercial load chhupana | Neither trick — separate commercial meter |
Agrivoltaics / PM-KUSUM 2.0: March 2026 announcement — guidelines verify karo jab release ho (agrivoltaics update).
Dono ek saath — sahi tareeka
Valid combo (common farm layout):
- Farmhouse roof 3–5 kW → pmsuryaghar.gov.in, domestic consumer ID
- Field tube well 5 HP solar → PM-KUSUM B, pump beneficiary Aadhaar + land
- Alag bank passbook acceptable agar beneficiary same farmer hai — connection number alag hona chahiye
Documents alag rakho:
- Surya Ghar: electricity bill, roof ownership/lease, Aadhaar
- KUSUM pump: 7-12 / Khatauni, pump HP proof, sometimes feeder name
- Component A: Land lease 25 year, substation proximity, PPA with DISCOM
Galatiyan jo subsidy khatam karti hain
- Pump par Surya Ghar apply — portal reject
- Ek hi meter par chhat + pump claim — audit
- Non-empaneled vendor (Surya Ghar) — DBT nahi
- Non-ALMM panels — dono schemes mein risk
- Open-access plant ko "ghar ki chhat" dikhana — criminal fraud zone
On-grid 5 mistakes — technical side.
DISCOM aur net metering — dono ke liye common
- Feasibility queue state-wise — plan 4–12 week
- Bi-directional meter charge add karo model mein
- Power cut par on-grid light nahi — hybrid vs on-grid pump
Budget 2026 signal
Union Budget reporting ne PM-KUSUM allocation ~₹2,600 crore se ~₹5,000 crore (BE 2026-27) bump dikhaya — pump aur Component A pipeline ke liye positive signal. PM Surya Ghar alag rooftop line item — dono parallel chal sakte hain. Verify mnre.gov.in before dealer advance.
Decision checklist
| Sawal | Surya Ghar | PM-KUSUM |
|---|---|---|
| Valid domestic meter hai? | ✅ chahiye | Pump ke liye ❌ |
| Roof structurally OK? | ✅ | — |
| Open land + substation near? | — | Component A ✅ |
| Diesel ₹15K+/month? | — | Component B ✅ |
| 3 kW+ chhat, subsidy cap samjhe? | ✅ ₹78k fixed | — |
Bottom line
PM Surya Ghar = chhat, bill, pmsuryaghar.gov.in, ₹78k-type DBT. PM-KUSUM = pump ya MW plant, pmkusum + state portal, pump subsidy ya PPA income. Dono ek hi kisan use kar sakta hai different assets par — portal mix mat karo, ALMM verify karo.
Next: Rajasthan solar pump · wait or install ALMM · government schemes list.
Disclaimer: Tariff, subsidy slab, aur phase deadline change — official portal par confirm karo. Ask Kisan vendor se commission linked nahi.
Frequently asked questions
Can one farmer use both PM Surya Ghar and PM-KUSUM?
Yes, on different assets — rooftop net metering on the domestic meter under pmsuryaghar.gov.in, and a solar pump or Component A/C plant on farm land under pmkusum.mnre.gov.in or the state nodal agency. You cannot claim rooftop subsidy twice on the same connection or use one fake domestic meter for a commercial dairy load. Keep beneficiaries, meters, and bank accounts documented separately.
Which portal is for PM Surya Ghar vs PM-KUSUM?
PM Surya Ghar Muft Bijli Yojana: pmsuryaghar.gov.in (empaneled vendors, rooftop DBT subsidy). PM-KUSUM: pmkusum.mnre.gov.in plus state portals such as UPNEDA, TEDA, REAP — for pumps (B/C) and MW-scale plants (A). Never pay a dealer who mixes both schemes on one application.
What subsidy does PM Surya Ghar give compared to PM-KUSUM pumps?
PM Surya Ghar typically offers about ₹30,000/kW up to 2 kW and ₹78,000 fixed for 3 kW+ rooftop (per current central slab, one installation per household account). PM-KUSUM Component B/C offers up to ~60% on solar pumps (30% central + 30% state) with farmer share ~10%. Component A has no capital subsidy — income from PPA tariffs.
Is PM Surya Ghar for farm open-access solar on land?
No. Open-access or MW plants on agricultural land fall under state policy, PM-KUSUM Component A, or developer routes — not PM Surya Ghar. Surya Ghar is for rooftop/net metering on residential or domestic connections including farmhouses with a valid home meter.
Do both schemes need ALMM modules in 2026?
Government-linked installs should use ALMM List-I modules. From 1 June 2026, many grid-connected projects also require ALMM List-II compliant cells. Confirm model numbers on mnre.gov.in and on your quotation before purchase — non-listed equipment risks subsidy rejection and DISCOM refusal.