Polyhouse, shade net, ya cold storage soch rahe ho to 2026 mein MIDH, NHM, NHB teeno naam ek saath sunoge — dealer kabhi isi confusion se pehle construction karwa deta hai, baad mein apply bol ke.
Short mein: MIDH = ek chhat (umbrella). Andar NHM (state missions), NHB (commercial scale), HMNEH (NE aur pahadi) merge ho chuke hain. Poster par 50% likha hai, par kitna cheque, kis portal, kitne sqm — ye alag-alag hai.
Yeh guide bolchal Hindi mein poori baat karti hai: NHB vs SHM, credit-linked back-ended, April–June apply, aur LoI se pehle kabhi mat banao.
NHB ya rajya horticulture se LoI/LoC aur bank term-loan sanction ke bina construction start mat karo. MIDH/NHB mein pehle kharch = automatic disqualification, appeal nahi. Detail: subsidy cancel hone wali 9 galtiyan.
MIDH 2026 Mein Kya Cover Hota Hai
| Component | Kaun apply kare | Kya milta hai |
|---|---|---|
| Area expansion | Kisan, FPO | Naya bagicha, planting material |
| Protected cultivation | Kisan, entrepreneur | Polyhouse, greenhouse, shade net |
| Post-harvest | FPO, aggregator | Cold storage, pack house |
| HMNEH | NE / Himalayan | Zyada central share, chhota minimum area |
Sab schemes ek list mein: sarkari subsidy schemes 2026 complete list.
50% Ka Matlab — Teen Shabd
- Credit-linked — Scheduled bank se term loan chahiye (NHB route par cash-only weak case).
- Back-ended — Subsidy banne + inspection ke baad loan account mein, vendor ko advance ke time nahi.
- Cost norm — Subsidy sarkari ₹/sqm norm par; market quote par nahi. Asli mein aksar 35–40% effective — polyhouse subsidy guide 2026 padho.
Loan margin ke alawa 15–20% extra cash rakho. WhatsApp wala "sirf 10% kisan share" norm reality bhool jata hai.
Do Route: NHB vs Rajya SHM
NHB — nhb.gov.in (general states mein 4000 sqm+)
- Minimum 4000 sqm (NE/hilly mein 1000 sqm)
- 50% flat, credit-linked, back-ended
- Ceiling lagbhag ₹56 lakh (location/structure par ~₹1 crore tak paper par — circular check)
- Portal nhb.gov.in, fee ₹5000–10000
- LoI/LoC pehle, phir build
Commercial capsicum, flower export, bade NVPH blocks — yahi route.
NHM / MIDH — SHM (500 se 4000 sqm)
- 500–4000 sqm band — State Horticulture Mission
- Apply: DHO office ya state DBT — lottery / FCFS / offline
- 50% base; SC/ST, women, pahadi par 65–90%+ possible (HMNEH)
Chhoti zameen wale SHM target karo — 2000 sqm par galat NHB file = poora season waste.
HMNEH — NE aur Pahadi Par Extra
HMNEH ke under NHB minimum 1000 sqm ho sakta hai. Kuch categories mein central share 90% class tak — par inspection aur norm same strict.
District horticulture se cost norm table lo vendor quote lock karne se pehle.
April–June Window — Late Mat Ho
Zyada states April–June mein portal kholti hain:
- District target khatam
- Dealer monsoon se booked
- Bank sanction late → portal band
Plan: Land/title + pani proof → bankable DPR (polyhouse DPR kaise likhein) → window khulte hi file → likhit LoI → tab hi advance.
NHB Step-by-Step (Short)
- Feasibility — fasal, mandi, bijli-pani
- DPR + quotation — NVPH / fan-pad / shade net category
- Bank term loan sanction
- nhb.gov.in apply + fee
- LoI/LoC — construction NA
- Approved DPR ke hisaab se build — geo-tag photos
- Inspection (JIT ya NHB app)
- Back-ended subsidy loan mein credit
Verify: dac.gov.in/midh
- dac.gov.in/midh — mission circular links
- Rajya horticulture .gov.in — khuli scheme
- LoI, sanction, inspection PDF save karo
Cold chain ke saath AIF loan stack ho sakta hai (3% interest subvention) — alag line item DPR mein. Bank readiness: NABARD loan process.
Common Galtiyan
- LoI se pehle build — permanent reject
- Galat portal — 5000 sqm par sirf SHM
- Norm bhool ke 50% expect — vendor ₹45L, norm ₹33L
- Fasal badal di DPR ke baad
- Geo-tag photos missing
Bottom Line
MIDH = NHM + NHB + HMNEH ek message; apply alag: 4000+ sqm → nhb.gov.in, 500–4000 → SHM, 50% back-ended, ~₹56L NHB ceiling, April–June apply, LoI se pehle mat banao. Har baar dac.gov.in/midh verify.
Disclaimer: Norm aur portal badalte hain. Ask Kisan sarkari agency nahi. dac.gov.in/midh, nhb.gov.in, rajya office confirm karo.
Last verified: June 2026.
अक्सर पूछे जाने वाले प्रश्न
MIDH kya hai aur purane kaun se schemes isme merge hue?
MIDH (Mission for Integrated Development of Horticulture) central umbrella hai jo NHM, NHB commercial schemes, aur HMNEH (NE/Himalayan) ko ek framework mein laata hai. Polyhouse, cold storage, area expansion — sab yahi mission ke under, par apply NHB (nhb.gov.in) ya state SHM portal par alag hota hai.
2026 mein MIDH ke under polyhouse subsidy kitni milti hai?
General category mein aksar 50% credit-linked back-ended subsidy eligible cost norm par — vendor quote ka 50% har case mein nahi. NHB commercial 4000+ sqm par ceiling lagbhag ₹56 lakh per beneficiary. SHM route 500–4000 sqm ke liye. NE/hilly mein HMNEH se rate badh sakti hai.
Kya MIDH approval se pehle polyhouse banana shuru kar sakte hain?
Bilkul nahi. Bank term-loan sanction aur NHB/rajya se Letter of Intent (LoI) ya Letter of Comfort (LoC) likhit mein aane ke baad hi construction. Pehle banaya = subsidy permanent cancel — sabse common galti.
MIDH horticulture subsidy ke liye kab apply karein?
Zyada tar states April–June window kholti hain financial year ke saath. DPR, land record, bank sanction ready rakho — monsoon mein dealer booked ho jate hain. dac.gov.in/midh aur rajya horticulture portal par khuli window verify karo.
Official MIDH guidelines kahan check karein?
Central: dac.gov.in/midh. Commercial NHB: nhb.gov.in. Rajya NHM/MIDH: district horticulture ya MahaDBT, i-Khedut, RajKisan. Cost norm aur ceiling current circular se match karo advance dene se pehle.
